When it comes to investing in property, we can help in a number of ways. Buying in your personal name, as a limited company, a house of multiple occupation or even as a portfolio landlord. We always advise you seek independent tax advice as part of the process before purchasing a property as this will play a role in the route you decide to take.
There are a few important factors which will determine your potential mortgage options when looking to invest in a property:
- Rental income – always make sure you have a understanding of what the property could potential achieve in rent every month – this will be a deciding factor for some mortgage providers so make sure you speak to local agents to gain a good understand of the rental market at the time.
- First time landlords – some mortgage providers look for experience landlords so if this is the first time you are looking to buy an investment property then finding the right mortgage provider who will help you with this step is key.
- Your income – your personal income will also play a role in your buy to let application regardless of which route you take when you buy a property – always speak to a tax advisor as part of the process.
Investing in a property does not have to be complicated, if you are looking for a potential investment property, or even looking to let you your existing home as part of the moving process, then our extensive knowledge of the buy to let* mortgage market can help assist you.
*Not all Buy to Let mortgages are regulated by the Financial Conduct Authority.
