It can always be a difficult time when your mortgage deal comes to an end, more often than not life tends to get in the way! Part of our service is to help remind you when a mortgage review is due and help make sure you have the most suitable deal moving forward. We will also review the cover you have in place to protect your mortgage and your personal needs. When changes happen in life, this review often gets left behind or even forgotten about, you can relax knowing this is all part of the service when you review the mortgage with us.
There are so many options to explore when reviewing your mortgage, we always talk you through these as part of the process – this could include:
- Finding out what the right option is for your personal needs, a new mortgage lender or staying with your current mortgage lender.
- Borrowing additional funds for a home improvements, buying another property, personal use such as a wedding or school fees etc.
- Reviewing your existing mortgage term to potentially reduce this to provide savings on the overall mortgage interest payable.
- Adding or removing a party to the mortgage.
- Repayment of the Help to Buy Equity loan or staircasing on a shared ownership property to 100% ownership.
Whatever your situation, we are here to help to find the most suitable solutions for your circumstances.
